Excell Advance

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Why Excel Advance?

Your business is our business.

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We're here to help you succeed on your own terms.

Flexible Solutions

Excell Advance offers business term loans and lines of credit designed to support your specific funding goals, with repayment structures aligned to your business needs.

Real People

As an Excell Advance customer, you’ll get a dedicated U.S.-based loan advisor (available five days a week) to help you through the entire process.

Digital Security

Excell Advance is fully dedicated to protecting the safety and security of our customers and their data. Visit our security center to see how we keep your information safe.

Simple Process

Getting funds through Excell Advance is fast and simple. Our application takes as little as 10 minutes and you can receive a decision and your funds the same day.

Transparent Pricing

Make informed decisions with our Excell Advance Loan Comparison Tool. It gives you a comprehensive breakdown of your cost of capital — including all the key terms you need to evaluate potential loan offers.

Loyalty Perks

If you renew, we’ll waive all remaining interest on your original term loan.

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Funding Provided Nationwide
0 M+
Satisfied Business Owners
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Businesses Supported
15 +

The credit your business deserves.

No hard credit pulls

Check your eligibility without affecting your credit score

Easy Funding

Lines of credit are easy to access. Term loans are available for qualified businesses.

Build business credit history

We report to business credit bureaus, which helps build business credit history with on-time payments.

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Business owners like you love Excel Advance

“Running an auto shop means unexpected expenses can come up at any time. Excell Advance helped us secure a line of credit that fits how our business operates. It has given us the ability to manage parts inventory and larger repair jobs without disrupting our cash flow.”
Robert L.
Auto Repair Shop Owner
“When we decided to open a second location, we needed financing that made sense for our long-term plans. Excell Advance provided clear options and realistic terms. The process felt organized and professional from beginning to end.”
Stephanie K.
Boutique Fitness Studio Owner
“I appreciate how straightforward everything was with Excell Advance. The terms were clearly outlined, and I understood exactly what we were agreeing to. That level of clarity matters when you are making financial decisions for your company.”
Marcus D.
IT Services Provider
“Seasonal demand plays a big role in our revenue. Having access to additional capital through Excell Advance has allowed us to prepare inventory in advance and operate with greater confidence throughout the year.”
Elena V.
E-commerce Business Owner